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Service Fees

 
 

We work hard to keep our service fees low. And every so often, we check our fees to make sure they:


  • Are affordable, with the features you need. 
  • Are competitive with other local banks and credit unions. 
  • Cover the cost to provide you with the service. 

Our latest review led to some changes to our service fees for both personal, agriculture and commercial accounts. These changes took effect on July 1, 2018.

Here's a list of accounts, products and services that have changing fees:


  • Electronic Package Accounts 
  • Premium Ag/Commercial Accounts 
  • Interac e-Transfers® 
  • ATM – Cirrus (United States & International) 
  • RRSP / RRIF / TFSA Transfer 

If you’re not sure these changes will affect you, just ask.  We’re always here to help! 

 
Miscellaneous 
Fee
Account closed within 6 months  $25.00 
Business bank confirmation  $50.00 
Statement of Interest Paid & Earned  $50.00 
Balance Inquires  FREE
Package Changes  FREE
Post Dated Item for Deposit  FREE
Return item NSF $50.00
Return item postdate, stale date, not signed, etc. $10.00
MemberCards (new or renewal)  FREE
Record Search - per item  $20.00 
Record Search - per hour  $75.00 


Safety Deposit Boxes 
Annual 
Small $35.00 
Medium $45.00 
Large $50.00 
Extra-Large  $70.00 
-only available at certain locations  $75-$85 
Golden (age 60 and over) Annual Discount  $10.00 
Drill Box / Lost Key  Cost + $15 


Credit Products 
Fee
Overdraft Cheque  $5.00 
Overdraft Interest Rate  30% 
Mortgage Discharge (Exempt when renewed with Sunrise Credit Union) $100.00 + Costs 
Auto Transfer to Cover Overdraft  FREE 
Security Registration  Cost


Package Chequing Account 
Fee (monthly) 
Loyalty Package FREE
Personal Electronic $12.95 
Premium - personal $13.95 
Premium Plus - commercial/ag $17.50
Platinum Plus - personal $24.95
EZ-AGR $25.00
EZ-Business $25.00 
Platinum - commercial/ag $31.00
Platinum Plus - commercial/ag $63.00


Special Accounts 
Fee
Prudent Student  FREE
Golden Chequing FREE
LifeStart $7.95

Transaction
Fee
Point of Sale / Direct Payment  $0.75
External Auto Withdrawal $0.75
Processing of Cheque (Canadian) $0.75
Processing of Cheque - U.S. funds on a U.S. account $0.65
Interac e-Transfers® (sending or reversing)  $1.00
Cheque in funds of another currancy $10.00
Non-encoded cheque/item $10.00
Bill Payment Online $0.50
Bill Payment In-branch $1.00
Bill Payment Telephone $1.00
ATM – Local Credit Union FREE
ATM – Manitoba Credit Union  FREE
ATM - Ding Free® participating Credit Unions FREE
ATM – Interac / Cirrus (Canada)  $2.00
ATM – Cirrus (private label)  $2.50
ATM – Cirrus (United States)  $3.50
ATM – Cirrus International  $3.50 


Transfers of Funds
Fee 
In Branch  FREE
Internet Banking  FREE
Telephone Banking  $1.00 
Member Calls Branch to Transfer Funds $5.00


Service / Product 
Fee
Certify a cheque – member request  $15.00 
Certify a cheque – holder request  $25.00 
Internet banking  FREE
Wire Transfer (fee in currency of wire)  $30.00 
Primary Order / credit union official cheque  $10.00
US Drafts  $20.00
Registerd Plan transfer out fee  $100.00
Stop Payment – With Complete Information  $5.00 
Stop Payment – With Incomplete Information  $20.00 
Duplicate Statement – printed in branch  $5.00 
Night depository envelope use  Cost
Monthly Paper Statement – mailed  $2.50 

Service fees subject to change without prior notice. Certain conditions may apply. Please see staff for details on these and any other service. 



Personalized Cheques (In House Printing) 
Fee
Personal: 24 $22.00 
Personal: 48 $30.00 
Personal: 100 $40.00
Business: 50 $40.00 
Business: 100 $55.00
Business: 200 $100.00
Business: 400 $150.00
Business: 600 $200.00
Binder $30.00