RRIFs

A registered retirement income fund (RRIF) is an arrangement between you and a Minnedosa Credit Union that is registered by the Canadian Government.

The minimum amount must be paid to you in the year following the year the RRIF is entered into. Earnings in a RRIF are tax-free and amounts paid out of a RRIF are taxable on receipt.

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RRSPs/RRIFs/TFSAs (Rates effective 2019-01-11) Rates
Redeemable 2.00%
1 Year - 23 Months Non-Redeemable 2.75%
2 Year - 23 Months Non-Redeemable 2.90%
3 Year - 47 Months Non-Redeemable 3.00%
4 Year - 59 Months Non-Redeemable 3.15%
5 Year - 66 Months Non-Redeemable 3.25%
19 Month Non-Redeemable 2.99%
55 Month Non-Redeemable 3.33%
 

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