Chequing Accounts

We have several types of chequing accounts available to meet your needs. Please click on the link below to view the features and benefits of each. If you need help deciding which one would best suit your needs, call us at (204)-867-6350 and we would be pleased to help you.

Basic


Basic Chequing is for low transactional members who merely want deposits, pre-authorized debits and minimal debit card transactions. Options available for Personal, Agricultural and Commercial members.

Personal Chequing Accounts

* $0.42/cheque & pre-authorized debit

* POS purchases $0.25 each

* Debit card available

* Personalized cheques provided at cost

 

Regular Ag./Commercial Chequing Accounts

* $0.50/cheque & pre-authorized debit

* POS purchases $0.25 each

* Personalized cheques provided at cost

* Debit card available

Packages


Package Accounts are the answer for you if you have a very active account, use cheques, and in branch and electronic banking. Options available for Personal, Agricultural and Commercial members.

CUPAC - $9.50/month

* 30 Free Cheques or Point of Sale

* 3 Free Outgoing eTransfers

* Free Traveller’s Cheques

* Free Drafts & Money Orders

* Free Utility Bill Payments

* Free Stop Payments

* Free Certified Cheques

* Free Cheque Orders

* $5 Discount on Safety Deposit Boxes

 

CUPAC+ - $13.00/month

* Unlimited Free Cheques or Point of Sale

* 5 Free Outgoing eTransfers

* Free Traveller’s Cheques

* Free Drafts & Money Orders

* Free Utility Bill Payments

* Free Stop Payments

* Free Certified Cheques

* Free Cheque Orders

* $5 Discount on Safety Deposit Boxes

 

MORTGAGE PLUS - $4.50/month

* Must have Personal Mortgage at MCU

   (does not include HELOC)

* Offers same features as our CUPAC

 

NEW TO CANADA ACCOUNT

* Members new to Canada in last 6 month

* Offered for 1 year

* No Monthly Fee

* Offers same features as our CUPAC

Golden


Golden Chequing is a chequing product available to those over the age of 60, offering many discounts and benefits.

Personal Golden Accounts

* Offered at age 60

* No Monthly Fee

* 30 Free Cheques or Point of Sale

* 3 Free Outgoing eTransfers

* Free Traveller’s Cheques

* Free Drafts & Money Orders

* Free Utility Bill Payments

* Free Stop Payments

* Free Certified Cheques

* Free Cheque Orders

* $5 Discount on Safety Deposit Boxes

Chequing 500


Chequing 500 for those who maintain a $500.00 balance, have minimal chequing activity and wish to earn interest on those funds.

CHEQUING 500

* Interest earning Chequing Account

* Tiered interest rates – the more you have in this

   account, the more you earn

* 1 free item per $500 of minimum monthly

   balance,

   otherwise $0.60 per cheque, pre-authorized debit,

   or withdrawal (not meant for a high activity

   account)

* Utility bills are charged $0.50 at time of payment

US Chequing


US Chequing Account and our Collabria US Mastercard is our answer for snowbirds and cross-border shoppers.

U.S. Chequing Accounts

* $1.00/cheque, pre-authorized debit or withdrawal

* Daily interest chequing account

* Interest calculated on daily closing balance and  

   paid monthly

* Set up under member’s existing membership

   number

Helpful Tip: Look at your activity over a three month span to see how many ATM withdrawals on average you have, how many cheques your write, and how many debit (Point of Sale) transactions you do. There may be a package account that can save you money!

Please click here for our current rates!
 

Find Branch/ATM

Enter address, postal code or branch name

Get in Touch