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December 31, 2009
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Contact Us
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Deposit
Services
Chequing Accounts:
Regular: Includes Business Accounts
- 4 free cheques or withdrawals per month
- free direct payment
- automatic transfers for loan payments, taxes, or any other
purpose available
- personalized cheques are available at cost
- overdraft protection available
Chequing 500:
- no charge if monthly balance is in excess of $500, otherwise
50¢ per cheque
- automatic transfers available
- personal cheques available at cost
- tiered interest rates - the more you have, the more you can
earn
- interest is calculated on the daily closing balance and paid
monthly
- overdraft protection is available
- interact purchases free
Savings Accounts:
Plan 24 Daily Interest Savings:
- free cash withdrawals
- no chequing privileges
- interest calculated on closing daily balance and paid monthly
- multiple accounts
under one membership permitted, ideal for saving funds for vacations,
taxes, Christmas, etc.
- personalized account
names permitted
Plan 24 Plus:
- free cash withdrawals
if minimum monthly balance of $1,000 is maintained, otherwise .50¢ each.
- no chequing privileges
- interest calculated on closing daily balance and paid monthly
- tiered interest rate
Minnedosa Money:
- our highest yielding savings account
- tiered interest rates - the more you have, the more you earn
- one free withdrawal, transfer or debit per month, otherwise
$2.00 each
- ATM accessible
Golden Account:
- available to members aged 55 or over
- free personalized cheques and no charge chequing
- free utility bill payments
- free money orders and travelers' cheques
- free stop payments and certified cheques
- free photocopying of personal documents
- discount rate on safety deposit boxes
CU Pac (Package Account):
- full service chequing account with a flat monthly fee of $8.50
- free personalized cheques and no charge chequing
- free travelers' cheques, money orders, and certified cheques
- overdraft protection available
- free direct payments
Jump Start Accounts:
- special savings account aimed at young people up to age 12
- $5.00 share required to open this account is paid by the
credit union
- term deposits available with a minimum $500 deposit for a 1 to
5 year term at a bonus interest of 1/4%
Jump Start Account:
- special savings account for members aged 13-18 years of age
- chequing and plan 24 accounts available
- free cheques
- free direct payment
- term deposits available with a minimum $500 deposit for a 1 to
5 year term at a bonus interest of 1/4%
Campus Account:
- students attending University, College or Trade School receive
free ATM and direct payment usage on their chequing accounts
- free personalized cheques
Term Deposits:
- certificates must be purchased for 30 days to 3 years
- rates are guaranteed for chosen term
- minimum deposit is $1,000
- redeemable at any time, subject to interest penalty
Guaranteed Investment Certificates:
- certificates can be purchased for 1 to 5 years
- rates are guaranteed for selected term
- non-redeemable prior to maturity
- interest is paid at maturity or on anniversary if term is
greater than 1 year
- higher yielding than term deposits
Registered Retirement Savings Plan:
- variable rate or fixed rates available
- monthly payments can be set up in conjunction with another
deposit account
- RRSP’s appear on your monthly statement
- no fees of any kind - none!
- RRIF’s, LIF’s, and LIRA’s available through
Minnedosa
Credit Union
- RESP's available
through Concentra Financial and EFI
CU by Phone:
- inquire about current chequing, savings, loan, term deposit,
and RRSP/RRIF account balances
- transfer funds between chequing, savings and loan accounts
- inquire about account balances as part of a particular date
- inquire about specific statement items that have cleared your
accounts
- inquire about current rates on savings, term deposits and
RRSP/RRIF accounts
- bill payment service for credit card, utilities, etc. can be
set up through our office
- place stop payments
- fax back available for statement copies
- see our staff to obtain an access code and then dial
867-5710
to use this convenient service! No monthly or transaction fee
- toll free number 1-866-867-2781
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